Author Archive

Home Theatre on a Budget

Home Theatre on a budget

Home Theater- Paramount Equity®Homeowners everywhere are looking for ways to enhance the look of their home without breaking the bank. A home theater is a great option. But it is important that you decide on how much money you have to spend on your home theater before you even start looking at purchasing equipment. Another thing to think about is what you really want in your home theater setup. You can set up a home theater on a budget very easily if you plan ahead.

Here are 5 Top Things to Help You Get Started on Your Home Theater:

  1. Take a look at your room size. If you are working with a small area, remember to think about an appropriate screen size. You definitely want to have enough room to set up your home theater without it looking all cluttered. You can choose from a sound bar or a home theater in a box. Each of these are designed to provide you with many hours of entertainment pleasure, and it is (more…)
Read More »

Tips for Renting Out Your Home

Renting Your Home - Paramount Equity® Tips

tips for renting - Paramount Equity®Do you own a home that you want to rent out or perhaps an extra home available to you through a marriage or inheritance? Instead of allowing it to sit and cost you money in payments and taxes, you can rent it out and make a profit from it. It can be tricky to become a landlord for a rental property, but if you follow some basic home rental advice from those who have experience with renting properties out, your chances of success improve greatly.

Search for a good tenant first. There are multiple ways to advertise including online, newspapers and by word of mouth. Check all information on the application including references, criminal history and credit to assess whether they will be likely to make rent payments on time each month.

Look at other apartments and homes for rent in the area.You don’t (more…)

Read More »

How to Sell Your Home Fast

Paramount Equity® - Sell your home

How to sell your home fastWhen you are getting ready to sell your home, one of the first things you want to know is, “What can I do to make it sell fast?” The answer is simple. Make your house attractive to buyers. Here are three ways to do just that:

1. Curb Appeal

The first impression a potential buyer gets of your house is how it looks from the curb. The outside appearance can make the difference in whether they even want to come inside or not. Make them want to see the inside.

To Do:

Mow the grass and trim the landscaping. Keep the toys off the sidewalk and the litter off the lawn. (more…)

Read More »

Finding the Perfect Renter for Your House

To Find The Perfect Renter For Your House

Finding the Perfect Renter for Your House - Paramount Equity®Some people will buy a home with the intention of renting it out. Rental properties are a great way to make some extra money in a down economy. However, you have to make sure that you are getting a tenant who can pay the rent on time.

How To Find A Renter For Your Home

There are many great ways to find someone to rent your home. The best way is to ask family or friends if they know anyone who is looking for a place to stay. Another great trick is to place large signs outside the property indicating that you are looking for a tenant. The Internet is a good option to consider as well.
Placing your listing on a site like Craigslist can get more people aware of your willingness to rent your home. (more…)

Read More »

Home Loans: Pre-Approval vs Pre Qualification

paramount equity pre-qualify

Pre Approved vs. PrewualifiedWhen buying a house with a mortgage, you have the opportunity to get the process started before you actually need a loan. Most banks offer the ability to get pre qualified or get pre-approved. While these two processes are similar, they are actually not the same thing and will provide you with different benefits.

Home Loans: Pre-Approval vs Pre Qualification

The big difference between pre-approval and pre qualification in the mortgage industry is in the level of fact checking that goes on. With a pre-qualification, you do not provide any specific details that can be verified by the mortgage lender. It is a very non-committal process that basically just tells you how much you can borrow. With this approach, you tell the mortgage lender about how much money you make and what your credit history is. Then the mortgage lender (more…)

Read More »

The History of Valentine’s Day

Small red hearts on a wood background

Like many of our traditional holidays, Valentine’s Day has origins that don’t really have much to do with the love and joy that we associate with it today. Its origins don’t have much to do with the cute SpongeBob SquarePants cards you send to school with your second grader!

Lupercalia

In ancient Rome from February 13-15, the citizens engaged in a rite that was intended to increase fertility. Although the link between Lupercalia and our modern Valentine’s Day is disputed, during these two days, available men and women would be matched and animal sacrifices would be made to guarantee that the union of the participants would be fruitful. (more…)

Read More »

Winter Proofing your Home

Winter proofing your home - Paramount Equity®

Snowman outside houseJust as the coming of spring requires you to clean, winter brings its own set of challenges that you must rise to meet. You will want to ensure that your home is not only warm, but that your utility bills are kept low. Energy efficiency is an important part of winter proofing your home and can be good for your budget as well as for the environment. Winter proofing your home may also protect it from the ravages of ice and snow. In order to winter proof your home effectively, you should:

Seal Your Leaks

The most obvious step in keeping your home warm is to keep cold air out and warm air in. The average home is riddled with air leaks; there are so many that by some estimates they have the equivalent of a nine square foot hole in an exterior wall. (more…)

Read More »

Saving up for your First Home

Saving up for your First Home

Saving up for your First HomeBuying your first home is an exciting milestone. This is something which is part of the American dream and something many strive for. In order to make this dream a reality, you have to prepare for it. Saving the money is the hardest part of getting ready to buy a new home. Here are some top tips on how and what to save before you buy your first home.

Reasons to Save

When you go to apply for a mortgage the bank will look at several things. They want to see if you are financially stable and ready for the obligation. In order to look solid you should:

• Have a low debt to income ratio

• Have a strong credit score (more…)

Read More »
Copyright © 2003-2020 Paramount Equity® Blog. All rights reserved.
"Paramount Equity®", "Paramount Equity Mortgage®" and "Savings Made Simple" are trademarks of Paramount Equity Mortgage®, LLC.
   

Paramount Equity Mortgage®, LLC is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License #4170047; Arizona Mortgage Banker License #0922160, NMLS# 30336; regulated by the Colorado Division of Real Estate NMLS# 30336; Connecticut - Connecticut Mortgage Lender License # ML-30336; D.C. - Mortgage Lender License #MLB30336; Florida Mortgage Lender Servicer License # MLD 898; Kansas - Kansas licensed mortgage company License # MC.0025206; Maryland - Mortgage Lender License # 21172; Nevada Mortgage Banker License #3919; Licensed by the N.J department of Banking and Insurance NMLS#30336; Oregon Mortgage Lender License #ML-3256; Texas – Paramount Equity Mortgage®, LLC NMLS #30336; Utah DRE Mortgage Entity License #6967176; Washington Consumer Loan Company License #CL-30336; and Wisconsin – Wisconsin Mortgage Banker License #30336BA; NMLS ID #30336.