Investment Home

Mortgage Loans for Investment Properties

Purchasing an investment property can be a smart financial move for homeowners approaching retirement or anyone wanting to supplement their income. But acquiring a home for investment purposes isn’t the same as buying your primary residence: What you know from experience with mortgages is helpful, but there are additional factors when it comes to investment properties. Check out these tips before you start shopping.

Save up for the down payment. You can’t obtain private or lender-paid mortgage insurance for investment property purchases, so you’ll need at least 20% of the purchase price as a down payment. Plus, with an investment property mortgage, it’s also a good idea to save up a respectable sum of money for purposes of interest rates. If you can manage to put down at least 25%, you could qualify for lower rates to reduce your monthly payment. (more…)

Read More »

Pay off Mortgage or Invest?

It feels good to be in a financial position where you’re trying to decide whether to pay off your mortgage or invest in other assets, such as real estate. Either option can advance your financial stability and impact your future, but paying off your home loan may be more suitable in some cases; likewise, investment might be better for others. It’s important to weigh a few factors to determine which arrangement is best for your situation.

Tax Benefits: Your mortgage payments are tax deductible, so you’ll lose this benefit if you pay off your mortgage early. If you have a higher income and are able to itemize several other deductions, the impact of removing the tax benefit can be significant. Other homeowners falling into a lower tax bracket might consider investing their savings into real estate or other assets rather than a mortgage payoff, as the tax savings are likely negligible or even zero. (more…)

Read More »

Are Investment Homes Worth the Investment?

You’re thinking of investing in another home. You can rent it out to tenants and make some extra money, hardly without any work or effort on your part! Seems like a dream come true. But is it really? What can you expect out of an investment home? What are the benefits, and what do you need to be careful of? In short, when are investment homes worth the investment?

A Long Term Investment

The first thing to be aware of is that investment homes aren’t a get rich quick scheme. The process can take decades. It needs to be well-researched and planned out in advance, so that you know exactly what you’re getting into. What kind of home are you buying, and what’s the neighborhood like? How much can you reasonably charge in rent? How long will it take to make back your investment and yield a profit? (more…)

Read More »

Buying a Vacation Home

Paramount Equity® - Buying a Vacation Home

If you are interested in buying a vacation home, you may find that it is more difficult than buying a regular house. In order to get approved for a loan to purchase a vacation home, you’ll have to have very good credit and a high income. This eliminates many people trying to buy a second home for vacation purposes.

How to Buy a Vacation Home

If you don’t have the cash necessary to purchase a vacation home Continue Reading >>

Read More »

Buying your First Investment Home


Investment homesIt is well known that real estate investing is a good way to acquire a passive income that will continue to grow over time. However, not all investment properties are equally profitable. If you want to get returns on your investment like they do on the TV shows, you will have to learn how to assess a home and also be able to look honestly at your own financial position. This means that you are going to have to learn as much as you can about real estate. Among the important things to do before buying your first investment home are:

• Learn What Kind of Property to Buy

As a first time investor, you will want a property that is suited to your level of experience. This holds true whether you plan on renting the property out or fixing it up to flip it. You will want to buy in a neighborhood with which you are familiar. (more…)

Read More »

What to Look for When Buying an Investment Home

Investment home - Paramount Equity®

Purchasing a home for purposes of investment can be an excellent way to ensure your financial security in the future. However, you need to know what to look for when buying an investment home in order to avoid some of the pitfalls. Before you take the plunge, there are a few things to consider as you consult with your financial adviser.


The neighborhood where you choose to buy an investment home can make or break your success as an owner. When looking for rental properties, the first thing they take into account is the surrounding area. For the most part, a smart investor will buy in a neighborhood with residents having similar characteristics as their target renters. In addition, it’s a plus to purchase an investment home (more…)

Read More »

Taxes: Capital Gains Explained


Selling a piece of real estate can be exciting, but it can also lead to a big bill from the taxman in some situations. When you sell real estate, the sale may be subject to capital gains taxes. Understanding how capital gains taxes work can help you plan the sale in the appropriate way so that you can avoid or minimize these taxes.

Capital Gains Explained

So what are capital gains taxes? This is a type of tax that is charged on the amount of gain that you earned on an asset. In the case of real estate, you’re essentially paying tax on the difference between what you bought the property (more…)

Read More »

Buying an Investment Home

Buying an Investment Home

Buying an Investment HomeThe housing market has reached historic lows after the 2008 financial crisis, which could make this an ideal time to buy an investment home. Home prices are down at least 30% since their peak in 2006, but are slowly recovering across the country. If you are wondering how to buy an investment home, here are five tips to make the process easy and profitable.

1. Buy on Location

There are undervalued homes in neighborhoods across the country. Buying an investment home shouldn’t be about where the lowest prices are but where the prices are most likely to rebound. Continue Reading >>

Read More »
Copyright © 2003-2020 Paramount Equity® Blog. All rights reserved.
"Paramount Equity®", "Paramount Equity Mortgage®" and "Savings Made Simple" are trademarks of Paramount Equity Mortgage®, LLC.

Paramount Equity Mortgage®, LLC is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License #4170047; Arizona Mortgage Banker License #0922160, NMLS# 30336; regulated by the Colorado Division of Real Estate NMLS# 30336; Connecticut - Connecticut Mortgage Lender License # ML-30336; D.C. - Mortgage Lender License #MLB30336; Florida Mortgage Lender Servicer License # MLD 898; Kansas - Kansas licensed mortgage company License # MC.0025206; Maryland - Mortgage Lender License # 21172; Nevada Mortgage Banker License #3919; Licensed by the N.J department of Banking and Insurance NMLS#30336; Oregon Mortgage Lender License #ML-3256; Texas – Paramount Equity Mortgage®, LLC NMLS #30336; Utah DRE Mortgage Entity License #6967176; Washington Consumer Loan Company License #CL-30336; and Wisconsin – Wisconsin Mortgage Banker License #30336BA; NMLS ID #30336.