Some folks make ingenious decisions when buying Christmas gifts. They’ll compare prices, maybe start their shopping very early in the year, or get very methodical about their purchases. Regardless of how you choose to prepare for gift giving, we have several tips to help you give Christmas gifts on a budget!

Make a Budget and Stick To It

After the Christmas season, we always hear folks talking about the credit card debt they’ve incurred because of the gifts they purchased. You can easily avoid this by sitting down before you even buy your first gift and decide exactly how much money you can afford to spend. This is the same budget concept that many people use when grocery shopping. Though you may want to get Uncle (more…)

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