If you have been working hard all your life, you are probably looking forward to retirement as the time of life where you can do all that you have put on hold. But have you planned on how you are going to live your dream retirement? Have you got all your finances in place so that you can keep your lifestyle even though you are not working so that you make your money last in retirement?

The fact of the matter is that unless you are super rich, you have to plan your retirement expenses as early on as you can – the younger you start, the more comfortable your retirement years will be. Usually money makes money, so if you start saving young, you can multiply your savings over time, provided you have not taken bad hits due to business losses, money market adventures or even housing mortgages. (more…)

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